Thursday, April 21, 2011

Our Spring Break Staycation: Saving Money and Still Having Fun

As I watched several of the neighbors packing up and pulling out on Saturday morning, I couldn't help but feel a little bit envious. Spring break was suppose to be the mecca of all things warm, tan, and fun. I was watching the snow fall and the ecstatic neighbor kids waving frantically from their back seats. Something about this scenario just wasn't right. I decided that I might not be able to be warm and tan, but gosh darn it, I was going to make sure that our family had fun. I was going to prove that a staycation was just as much fun as a vacation.

Research The Local Hot Spots
The first thing I did was check out the local news-sites and local mothers' websites. Businesses know that there are many envious, bitter moms out there that are staying home during school vacations. So, many offer deals during school breaks to help out. On my search, I found several helpful ideas such as The Y was offering free swimming all week, local bowling alleys were offering specials, and the public libraries were hosting daily events.  The kids were thrilled to have options everyday, and fun, new things to try. Fun? Totally. Free? You betcha. Win-win in my book.

Invite The Locals and Not So Locals
I contacted family from near and far to see who would be up for a mini-trip to our neck of the woods. Our niece and her two children came to visit for three days. It was the perfect amount of time (remember the fish and family rule) and the kids had a ball playing all day and night with their cousins. Fun? Absolutely. Free? Even better.

Do The Opposite of The Ordinary
The best thing about a vacation is doing things that you don't normally do in your day-to-day lives. We had a movie night where we set up air mattresses in the living room and ate popcorn (free from samplestuff.com) and watched new movies that we rented (again free, thanks to SampleStuff). The kids also set up slumber parties in each of their rooms; they loved inviting others into their bedrooms and "hosting" sleep-overs. We also had a dinner tea party, where we dressed up in our favorite, fancy outfits and hats. The real, cloth napkins, and my grandmother's china completed the effect. We invited others to our tea party by connecting via telephone and video phone. It was so special for our children to have a tea party with their great-grandmother who couldn't make the trip in person (even if my son's idea of a "fancy outfit" was dressing up like Anakin Skywalker...). Fun? Most definitely. Free? You get the gist...

At the end of the week, we managed to save money and still have ridiculous amounts of fun. When the neighbors slowly migrated back home from their trips, looking much more tan but not exactly rested, I was out in the yard (sadly, still in the snow) waving and smiling and feeling completely satisfied with our week. What a fun and money saving staycation!

Sunday, April 17, 2011

Sample Stuff

Doing a little horn tootin'! I was just hired by samplestuff.com as a writer to cover money saving tips! So check out the website if you haven't already and be on the lookout for Frugal Diva articles from yours truly! Enjoy!

Save Your Saturdays and Your Money: Digital Yard Sales

If you are anything like me, you are BUSY. Kids, work, and life make doing anything extra an impossible feat. So when my husband said for the umpteenth time that we needed to sell some of the baby furniture taking up space in the basement, I knew I would have to think outside of the box instead of sitting in my front lawn for an entire weekend trying to barter with the neighbors. How could I sell some of our family's unwanted possessions without dedicating time that I don't have? The answer: digital yard sale.

Blog It If You've Got It
The first step to setting up a digital yard sale, is to create a blog. It's the fastest and easiest way to technologically showcase pictures of what you want to sell. Some popular free sites are Blogger and Wordpress. Creating a blog is easier than you think; just follow the step-by-step directions and voila! You are in. Remember, this is a public yard sale; you will be blogging about goods to sell and that's it. Try to keep your private, online journal that chronicles your children's milestones separate from this one.

Next, you need to take pictures of everything you want to sell. You want to take pictures of each item individually, and with a neutral background. Then, you will need to create a new blog entry for each item that you want to sell and include a photo or two and a brief description. So, for example, your post title could be "Highchair" and the body of your post could include one or two clear photos of the chair set up, and a blurb about the age and condition of the highchair.

You will also need to decide how you want people to contact you if they are interested in items. There are usually comment boxes on blogs that could be used for communication, or you can create a new email address for selling purposes only. Whatever your preferred method is, list it on every blog entry.

So, now that we have an awesome blog set up and all of our items ready to sell, how do we get the readership to actually view our sale?

If You Sell It They Will Come
Nowadays, everyone is on a social media site. From Facebook, to Twitter to Tumblr, everyone that we knew from high school, college and beyond is online. It's time to put those connections to good use. Share your blog address with friends online and, since they are your friends, maybe throw in free delivery for locals. You could post a "Deal of the Day" or "Bargain of the Week" and share a photo of the item along with your blog address to see more. People that I am friends with prefer to buy from someone that they know; it's comforting to buy Little Sally's wagon, especially when I know her family, where they live, and I've known Little Sally since birth. People like to buy what they can visualize.

At the end of the day (or week or month) hopefully you have sold a few things. Hopefully you didn't have to waste a beautiful, summer weekend sitting outside of your house trying to convince people that the ticket price, really is the price, and no you are not going to meet them in the middle. Hopefully you've made some room in the basement so that you can start trading some of your digital yard sale items for your friends' digital yard sale items; because you know they loved your tech-savy way of saving time and money and created their own. Good luck and happy selling!

Monday, April 4, 2011

A Tactic for Saving Money at the Grocery Store: Tally as You Go!

I am absolutely dumbfounded every Sunday when I am at the checkout counter at the grocery store. I go into the store with a list, I DO NOT stray from the list! I do not buy silly, frivolous items. Most of the time I buy store brand items and on-sale products. HOW do I over-spend every week??

My weekly goal is to spend one hundred dollars on food. Not a lofty goal for a family of four (and two of those people barely come up to my waist). And every week I spend one hundred and fifty dollars. No matter what changes I make, I am always within five dollars of that dreaded $150.00. That's an extra two hundred dollars a month that I simply do not have. I have a serious tear in my money boat and we are taking in water, fast.

So this week, I went in with a plan. I knew I needed to buy food for breakfast, lunch and snacks for the week, as well as five nights of dinners. I set the goal of $50 for dinner ($10 per night) and $50 for the rest. I then kept a running tally on my grocery list. I rounded up or down using my elementary school logic to have whole numbers. For example, carrots cost 99 cents, so I wrote a "1" next to the word carrots. I then added as I placed items in my cart. When I hit $50 for my breakfast, lunch, and snack total, I knew I needed to make some changes. I put back the applesauce because I knew we had enough at home to last us most of the week, and it would become a priority on next week's list. I could live without the two dollar can of chicken salad; my lunch bag would be just fine with the deli meat that I knew everyone else would eat as well.

There were no surprises when I arrived at the checkout cashier, except for the fact that I actually spent LESS than what my fancy math had told me! The grand total? NINETY SIX DOLLARS! I bought all of the necessities that we needed for the week, I had five, healthy, economical dinners planned out, and I even managed to buy the materials for my daughter's mermaid birthday cake, complete with blue crystalized sugar for the ocean. Wonder if she'll mind if I place a little money boat in her cake? Floating. Not sinking, of course. Score one for the Frugal Family! Tally Ho!

Introduction to The Frugal Diva

Like many of you, I am living the American dream. I am a middle class, middle-aged, professional woman. I am married with two children. I live in the suburbs. I am also broke.

How did we end up this way? Where did we go wrong? (Yes, I said we; I'm pulling you into this situation with me so I don't feel so alone). We all have our own stories to tell of how we ended up in the money boat with holes, bailing water like our lives depend on it. Yet, we all have one common goal: sealing up the holes and setting sail for financial stability.

The goal of this blog is to share the ways that I have learned to save money. I will try something new at least once a week; if it works, I'll let you know. If it doesn't, I will let you know that too so you don't have to waste your time. I'm also telling you up front, I am frugal; not cheap. I think we are similar in that respect as well. Aren't you glad we found each other?

Spend wisely. Save happily. Let the journey begin.